What the account holds
Prepaid accounts show Available. Postpaid accounts show a Credit limit — what they may run up before the gateway refuses them, which is the same refusal a prepaid account gets when it runs out. The two are never given the same name.Reserved is not a hold that shrinks as messages go out. It is credit that has been moved out of
the balance, and it only ever grows until it is released.Seeing it climb on a busy account is correct. Seeing it sit on an idle one means credit was stranded
by an unclean stop, and it is returned by releasing held credit — nothing is lost either way, because
balance plus reserved is conserved.
Adding credit
Three fields: Amount, Reference, and an optional Note. Once a valid amount is typed the form echoes back exactly what will be stored, because money is held to four decimal places and a misplaced decimal is the expensive mistake here. Confirming is two steps on purpose. Pressing Enter in a field does nothing, and the button arms into a confirmation naming the amount, the currency and the reference before it will write. After it saves, the balance does not move immediately. The panel writes a recharge entry and the gateway applies it on its next configuration poll, within about thirty seconds. A balance that has not changed yet is not a failure.Switching between prepaid and postpaid
The same card switches billing mode, and warns before saving either way:- To postpaid — the account stops spending its balance. Anything already reserved stays reserved until it is released.
- To prepaid — the limit is cleared and the account spends its balance again. Usage since the last bill is still owed.
Does the credit add up?
Two identities over the account’s whole lifetime: every unit credited is still in the balance or reserved against it, and what was reserved covers what was spent. It does not run on its own — press Reconcile. Two figures come back. Unexplained is the residual, and the one worth acting on. Reserved, not yet spent is normal on an account that is sending. Beneath them, a plain-language account of everything that did not balance. The distinctions that matter:There is no “fix it” button, deliberately. Reconciliation never writes an adjusting entry.A residual is the part nobody could explain, and posting an adjustment for it would balance the books
by hiding the cause. It is also always lifetime-scoped, never a period — an identity that holds over
a month but not over the account’s life has not held.
Money in and out
Every recharge and transfer, searchable by reference, note or type, sortable and paged. By default the ledger lists only entries a person or the billing system wrote. The gateway’s own credit reservations are hidden and counted instead — roughly one every twenty messages, each moving credit between two columns of one row and netting to zero. Show them reveals the lot. The State column carries the part people miss: Pending means the gateway has not applied it yet. Where an account has no balance row, a positive entry says either that it is waiting for the row and will credit itself the moment it exists, or that it was applied before the row went missing and nothing can now say what it credited.Related
How prepaid credit works
Blocks, reservations and what the gateway does when credit runs out.
Postpaid accounts
Billing in arrears against a limit.